Auto Insurance for Classic cars
Choosing the right insurance is critical, so you're smart to choose American National. We have a tradition of providing clients with honest, reliable service and fair claims. If you give us the opportunity to be your insurer, we'll reward your smart thinking with an outstanding array of products and services - including one of the most generous rewards programs in the industry.
Using firsthand knowledge of the concerns collector car and truck owners face, we've created a policy with the automatic coverage and optional enhancements you need to protect your valuable investment.
Your local agent can help you make a well-informed decision about your insurance, based on more than the quickest quote or the cheapest price. They will always go the extra mile to help you feel confident you are getting the best protection for your collector vehicle and everything else you care about most.
- AGREED VALUE COVERAGE - If your vehicle is declared a total loss in a covered accident, we will pay you the vehicle's value with no depreciation (minus your deductible).
- GENEROUS ANNUAL MILEAGE - Our policy allows you to drive up to 10, 000 miles annually. An unlimited annual mileage option is available for owners that drive their collector car more than 10, 000 miles per year.
- ROADSIDE SERVICE AND FLATBED TOWING OPTION - Whether you have a mechanical breakdown, run out of gas or lock your keys in your vehicle, our optional Emergency Roadside Assistance endorsement with flatbed towing (when available) will help you 24 hours a day 7 days a week.
- REPAIR FACILITY CHOICE - You have the freedom to decide which repair facility will fix your vehicle if it's damaged in a covered accident.
- SPARE PARTS COVERAGE - If you own spare parts for your insured collector vehicle, and they are damaged or destroyed by a covered loss, we will give you up to $1, 000 to replace them.
- COMMON CAUSE OF LOSS DEDUCTIBLE - If both your vehicle and your home are insured with us, our Common Cause of Loss Deductible only requires you to pay one deductible if multiple items are damaged or destroyed in a single event.
- COLLECTOR'S DISCOUNT - Your discount increases with the number of qualifying collector vehicles on your account, all the way up to 85%. More than one vehicle must have liability coverage. The more cars or trucks you insure with us, the greater the discount you'll receive.
- FRESH START DISCOUNT - If you apply for an auto policy with us before your current one expires, we'll reward you with a discount on your first six months of coverage.
- TRI-LINE COVERAGE DISCOUNT - When you insure your vehicle, home and life with us, you'll save additional money on your qualifying auto and home premiums.