Insurance Laws

Car insurance required by law

Car insurance required by law


Selecting good auto insurance is important. However, our Department cannot recommend specific companies. You may choose from companies which have local or non local agents. The services of the local agent may be of importance when you buy the policy or when you have a claim. Agents can be captive to…
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Car insurance Laws by state

Car insurance Laws by state


The minimum limits your state requires, however, may not necessarily be adequate. A car accident can cost far more than the limits mandated by most states. The Insurance Information Institute recommends you carry at least $100, of bodily injury protection per person and $300, per accident (known as…

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Auto insurance Laws by state

Auto insurance Laws by state


Car insurance laws vary from state to state, but all states require some type of car insurance or proof of financial responsibility. It may seem like an extra cost, but actually car insurance protects you, your family and your vehicle if you’re in an accident or if your vehicle is damaged. In general…

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Nevada Auto insurance Laws

Nevada Auto insurance Laws


Nevada car insurance law requires all drivers to carry liability insurance and validates all drivers insurance with an online verification system. Drivers who do not have valid auto insurance are subject to fines and other penalties. Read below to find out more about required and optional car insurance, and ways to find affordable insurance in Nevada. NV Car Insurance Requirements…


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New Jersey car insurance Laws

New Jersey car insurance Laws


When it comes to obtaining car insurance in New Jersey, you have options. New Jersey offers several avenues for you to fulfill the state s car insurance requirements. Read more to learn about rates, policy options, and how to get the best car insurance quotes in New Jersey. Car Insurance Requirements in NJ In order to comply with New Jersey s car insurance laws, you must choose…


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Texas liability insurance law

Texas liability insurance law


Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver s car and pays other people s medical expenses when you’re at fault in an accident. If you buy insurance to meet the state s financial responsibility law, you must buy at least…


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Mass car insurance Laws

Mass car insurance Laws


Massachusetts is one of the most highly regulated states with regards to insurance. They have very specific rules for both consumers and agents. The state requires all drivers to maintain a car insurance policy at all times with certain minimum requirements. Those that drive without insurance risk large fines, lose of their license and registration and possibly time in jail…


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Virginia Auto insurance Laws

Virginia Auto insurance Laws


Bodily injury/death of one person $25, Bodily injury/death of two or more persons $50, Property damage $20, Insurance companies may factor in their policy premium the driving record of any individual of driving age that resides within an insured s household. If you have any questions regarding the potential impact a newly licensed driver may have on your policy, you may…


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NJ car insurance Laws

NJ car insurance Laws


Like most states, New Jersey requires drivers to carry basic auto insurance. In this article, we ll examine some of the key New Jersey laws governing auto insurance, and how those laws affect drivers involved in accidents. We ll discuss what it means for New Jersey to be a no-fault state, and what minimum insurance New Jersey drivers are required to carry. (For more detailed…


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