
Dual car insurance comparison
- Allied offers several coverage options
- The company offers discounts for a variety of reasons
- Drivers considering Allied should compare quotes with other companies to find the best coverage
Allied uses independent agents to sell its products.
What this means for you is that an agent that sells Allied car insurance products will also sell car insurance products from other insurance companies.
The ability for an agent to compare policies from multiple insurance providers ensures that you get the most discounts possible, equating to the lowest rates.
Through its subsidiaries, you can purchase insurance in all 50 states, although it will be under a different company name. The discounts available are actually different depending upon what company you choose.
Allied and Nationwide are very similar in terms of the types of discounts that they offer. The pricing starts based on your driving history, as well as the driving history of anyone else who is listed as a driver on your policy.
Not all of the discounts are available in every state, so it is important to ensure that if you choose Allied, you qualify for the discounts listed below:
- – auto insurance and homeowners insurance policies together
- Multiple vehicle discount
- New vehicle discount
- Safe driver discount – no car accidents in the past three years
- Loyalty discount – a customer for more than two years
It is important to note that the new vehicle discount is often offset by the fact that a newer vehicle is more expensive to insure. The more expensive your car is, the more expensive your insurance will be.
Other Ways to Save Money with Allied
Allied, just like Nationwide, offers accident forgiveness.
If you have one accident, then your rates won’t increase. In addition, if you get a speeding ticket, your rates won’t increase for that either. It is important to note that you are only allowed one act of forgiveness every three years.
It is important to note that you are only allowed one act of forgiveness every three years.
The max for this program is $500 in reductions, which is the standard deductible for car insurance.
Speaking of deductibles, if you need a way to save money on your annual premiums, then a deductible is an excellent way to do this. You can choose a $0, $250, $500 or a $1000 deductible.
The higher your deductible is, the lower your premiums will be.
Of course, this is the amount you will have to pay out-of-pocket if you cause an accident and your car needs repairs.
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Coverage You May Need
Although the coverages mentioned below are likely going to increase your premiums, they are options that you will want to consider for your auto insurance. Some are only available for vehicles that are less than five years old.