Compare motorcycle insurance rates

Even though motorcycle insurance isn’t even required in every state, the experts we talked to unanimously agree: Pay for as much as you can afford. And that’s why shopping around for quotes is important. Since you don’t want to skimp on coverage, comparing premiums for the insurance you want is the only way to save.

We only looked at companies that offer coverage in at least 40 states.

That meant cutting smaller, niche companies that you may or may not have heard of, like Riders Insurance or California Casualty, who cater to a regional customer base.

This whittled our list down by quite a bit, but you can and should research your area to see if one of the smaller insurers is right for you. American Reliable, for example, offers more discounts than Progressive, including discounts for installing an anti-theft device, paying your policy in full, renewing your policy, and for being a mature rider. That said, a call to its customer service department revealed that it isn’t currently originating new policies in several states.

A-Affordable Insurance Agency, Acceptance, ACUITY Insurance, Adriana’s Insurance Services, American Family Insurance, American Reliable, Anderson-VanHorne Insurance, Arbella Insurance, Ashley Insurance, Associated Insurance Centers, Auto-Owners Insurance, Avalon Insurance Group, Bailey Place Insurance, Bear Insurance Service, BH Gold Insurance Agency, Breathe Easy Insurance, California Casualty, Coastal Insurance, Cost Cutter Insurance Agency, Country Financial, Cupp Insurance, Direct General, Earl Bacon Agency, Eastern Utah Insurance, EMC, Encompass Insurance, Erie Insurance, Farm Bureau Financial Services, Frankenmuth Mutual, Freeway Insurance, Gallant Insurance, Grange, GSM Insurors, Hallmark Insurance, Insure One, Kinecta Federal Credit Union, Lighthouse Insurance, Middle Peninsula Insurance, Mississippi Farm Bureau Insurance, Modern Insurance Marketing, Pekin Insurance, Plymouth Rock Assurance, Quality, Rider Insurance, Shelter Insurance, Vern Fonk Insurance, Wallin Insurance Agency, Western Insurance Agency, Westfield Insurance