
Car insurance rates comparison by model
Not all cars cost the same to insure, and it’s easy to see why. If the model has a bad claims history — it’s been crashed a lot, say, or is expensive to repair or more likely to be stolen — the car is going to have higher auto insurance quotes. But there are some good car insurance deals to be had, even for some of the most popular vehicles on the road. NerdWallet researched auto insurance quotes for the 10 best-selling cars of 2014, the latest statistics available, as ranked by Kelley Blue Book.
Here are the most popular vehicles ranked from cheapest to most expensive to insure, based on average rates for 2015 models:
2015 model | Annual premium | Base price |
---|---|---|
Honda CR-V | $1, 339 | $23, 445 |
Honda Accord | $1, 441 | $22, 105 |
Toyota Camry | $1, 484 | $22, 970 |
Ford Fusion | $1, 492 | $26, 575 |
Toyota Corolla | $1, 493 | $16, 950 |
Dodge Ram 1500 | $1, 522 | $25, 410 |
Nissan Altima | $1, 557 | $22, 300 |
Ford F-150 | $26, 100 | |
Chevrolet Silverado 2500 | $1, 603 | $32, 280 |
Honda Civic | $1, 610 | $18, 280 |
Insurance variables
There’s a lot more that goes into an auto insurance quote than the car you drive. Your age, gender, driving record and location all make a difference in the price you’ll pay. Of course, some of these factors are in your control and some are not, but comparing car insurance quotes from a few different insurers is the best way to make sure you get a good deal.
Methodology
The average annual insurance premiums are based on a single 30-year-old male driver with a clean driving record who commutes 20 miles round-trip to work each day.
Rates include policy liability limits of $100, 000 for injury for one person, $300, 000 for all injuries and $10, 000 for property damage in an accident, plus collision and comprehensive coverage. Premium quotes are based on rates in three ZIP Codes in California and three in New York. For each ZIP Code, we used the three lowest quotes from the 10 largest insurance carriers in each state.