Cheap Auto insurance USA

For new drivers, auto insurance rates will be expensive. In this article, you will learn how to get cheap auto insurance for your car.

If you are in USA, you will drive car one day or other.

To drive the car, you need Auto Insurance (car insurance).

Auto insurance rates depends on several factors.

Finding cheap auto insurance is definitely possible, only if you are willing to spend time to get insurance quotes from several companies.

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In addition to driving history, there are various factors that help you get cheap auto insurance. Lets look at those factors in detail.

• Your Age
• Your Gender
• Marital Status
• Where You Live
• Your Driving Record
• Type of Vehicle You Own

I will try to tailor this article relating to an international student in USA. I might have missed few factors that will get you cheap auto insurance, but above factors play a major role in determining your auto insurance rates.

Your Age vs Auto Insurance

Younger drivers are considered high risk. Till you turn 25, insurance premium will be higher.

When you rent the car, auto rental companies will charge like $10 per day per driver for under age fee.

Even if you were driving from 16 years, till 25 you are most likely to pay underage fee.

I had a friend who purchased brand new Toyota Camry while doing his Masters. He didn’t shop around for car insurance before buying the car.

He was 23.

After calling several auto insurance companies, cheapest insurance (full coverage) he could find was $175 per month.

That comes to $2100 for 1 year.

He paid like $20, 000 for his new Camry, but ended up paying lot of money on car insurance.

Your Gender vs Car Insurance

Logic is simple.

• Male Drivers – Drivers more, more aggressive with driving and willing to cut corner and take risks.
• Female Drivers – Safer than male.