Insurance Laws
California financial responsibility law
The Insurance Information Institute[1] provides that virtually all states require drivers to have auto liability insurance before they can legally drive a motor vehicle. (Liability insurance pays the other driver’s medical, vehicle repair and other costs when the policyholder is at fault in an accident)…
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New York car insurance Laws
Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage. If you do not maintain the coverage, the DMV can suspend your vehicle registration and your driver license. What kind of insurance do I need? New York law requires that you have auto liability insurance coverage. The minimum amount of liability coverage…
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New Hampshire Auto insurance Laws
New Hampshire has no mandatory insurance law. The Division of Motor Vehicles strongly recommends and urges all owners of motor vehicles to carry standard liability and property damage insurance. The Division of Motor Vehicles may require that persons have insurance (SR-22). If you fall under an insurance filing requirement, the Division of Motor Vehicles will notify you of…
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New law on car insurance
PORTLAND, Ore. - A new law enacted by the Oregon Legislature that takes effect Saturday will change the way auto insurance claims involving injuries and uninsured drivers are paid by insurers – and those changes could impact auto insurance rates, NW Insurance Council President Kenton Brine said Tuesday. Consumers should know that changes made to Personal Injury Protection…
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NH Auto insurance Laws
New Hampshire is among a small handful of states that has no mandatory car insurance laws. State law, however, does require you to pay for costs of bodily injury or property damage resulting from a car accident you caused. The best way to meet this requirement is by purchasing New Hampshire car insurance. New Hampshire Car Insurance Requirements Although auto insurance is not…
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Massachusetts car insurance Laws
Massachusetts follows a no-fault car insurance system, and state laws require drivers to carry certain types and minimum amounts of auto insurance. In this article, we ll explore the key components of Massachusetts s car insurance regulations. No-Fault Car Insurance in Massachusetts Massachusetts is a no-fault state when it comes to auto insurance. This means that when…
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What insurance is required by law?
I am registering a vehicle for the first time in Florida. Is automobile insurance mandatory? Yes. If you own a vehicle with at least four wheels and are registering it, you must have Florida insurance. What type of insurance is required to purchase and maintain a Florida license plate and registration? Florida s minimum coverage is $10, personal injury protection (PIP) and…
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Car insurance required by law
Selecting good auto insurance is important. However, our Department cannot recommend specific companies. You may choose from companies which have local or non local agents. The services of the local agent may be of importance when you buy the policy or when you have a claim. Agents can be captive to only one insurance company or independent and represent several companies…
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Car insurance Laws by state
The minimum limits your state requires, however, may not necessarily be adequate. A car accident can cost far more than the limits mandated by most states. The Insurance Information Institute recommends you carry at least $100, of bodily injury protection per person and $300, per accident (known as 100/300). How to read auto insurance liability limits First number: Bodily…
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Auto insurance Laws by state
Car insurance laws vary from state to state, but all states require some type of car insurance or proof of financial responsibility. It may seem like an extra cost, but actually car insurance protects you, your family and your vehicle if you’re in an accident or if your vehicle is damaged. In general, state car insurance laws may require some level of these auto coverages:…
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Nevada Auto insurance Laws
Nevada car insurance law requires all drivers to carry liability insurance and validates all drivers insurance with an online verification system. Drivers who do not have valid auto insurance are subject to fines and other penalties. Read below to find out more about required and optional car insurance, and ways to find affordable insurance in Nevada. NV Car Insurance Requirements…
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New Jersey car insurance Laws
When it comes to obtaining car insurance in New Jersey, you have options. New Jersey offers several avenues for you to fulfill the state s car insurance requirements. Read more to learn about rates, policy options, and how to get the best car insurance quotes in New Jersey. Car Insurance Requirements in NJ In order to comply with New Jersey s car insurance laws, you must choose…
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Texas liability insurance law
Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver s car and pays other people s medical expenses when you’re at fault in an accident. If you buy insurance to meet the state s financial responsibility law, you must buy at least…
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Mass car insurance Laws
Massachusetts is one of the most highly regulated states with regards to insurance. They have very specific rules for both consumers and agents. The state requires all drivers to maintain a car insurance policy at all times with certain minimum requirements. Those that drive without insurance risk large fines, lose of their license and registration and possibly time in jail…
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Virginia Auto insurance Laws
Bodily injury/death of one person $25, Bodily injury/death of two or more persons $50, Property damage $20, Insurance companies may factor in their policy premium the driving record of any individual of driving age that resides within an insured s household. If you have any questions regarding the potential impact a newly licensed driver may have on your policy, you may…
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NJ car insurance Laws
Like most states, New Jersey requires drivers to carry basic auto insurance. In this article, we ll examine some of the key New Jersey laws governing auto insurance, and how those laws affect drivers involved in accidents. We ll discuss what it means for New Jersey to be a no-fault state, and what minimum insurance New Jersey drivers are required to carry. (For more detailed…
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