Best Website to Compare auto Insurance

The same person, with the same address, and same car can get vastly different car insurance quotes from different insurers.

But if you understand the system properly you can get big savings by comparing car insurance quotes before applying for a policy.

This is our easy-to-follow guide to comparing car insurance quotes.

Cheapest cover is not the best cover

There’s one important thing to be clear about – when you compare car insurance quotes you’re not trying to get the cheapest policy. You’re trying to get the best price for the right policy for you.

Most car insurance comparison tools will have an easy way of showing which policies include extras such as courtesy cars, legal protection, key replacement and what the excess is. When you’re comparing policies, make sure you look at the insurers offering the protection you actually need.

Don’t be tempted to up the excess

While increasing your excess may make a policy cheaper, it can be risky. Never increase the excess to an amount you’d struggle to pay because you will need to stump that up before your insurer pays out.

Ring around other insurers

Not all insurers list themselves on price comparison websites, so you won’t be able to compare them in one go. But it can be worth ringing around or getting a quote directly from their websites, as they may be willing to offer you a better deal. You won’t find Direct Line, Aviva or Zurich via price comparison sites and they are three of the largest insurers.