Ridesharing and Car Insurance:

Progressive car insurance policy


For: Any post-accident medical care

This protects you if you’re in an accident; we pay for any medical care you and your passengers receive. We also cover medical care if you get hit by a car while you’re walking or riding a bicycle. In some states, you might also get Personal Injury Protection—it protects you the same way.

Collision

For: Any post-accident repairs

Collision coverage protects you if you get hit by, or hit, another vehicle; we pay for your car repairs. You choose a deductible and pay this portion to the repair shop after an accident, and we pay the rest of the bill.

Comprehensive

For: Any other repairs

Comprehensive coverage protects you if your car is damaged by something other than a collision, such as fire, vandalism, hail or flood; we pay for repairs (after you pay the deductible). We also cover damage caused by hitting an animal and theft (if your car gets stolen).

Uninsured Motorist Property Damage

For: Unpaid not-at-fault damage

Uninsured Motorist Property Damage coverage protects you if you're in an accident caused by a driver who doesn't have insurance; we pay to repair damage to your vehicle (after you pay the deductible).

Roadside Assistance

For: Breakdowns

Roadside Assistance coverage protects you if your car breaks down due to mechanical or electrical issues like a dead battery, a flat tire, or a lock-out, or if you run out of gas. We pay for towing services or roadside help.

Loan/Lease Payoff

For: Your car loan

Pet Injury

For: Vet bills

This helps you get care for your dog or cat if it's hurt in an accident; we pay for vet bills. It's included with your Collision coverage.

Rental Reimbursement

For: A car rental

This protects you if your car is being repaired as part of a Comprehensive or Collision claim; we pay for up to 30 days of a rental.

Custom Parts & Equipment value

For: Accessories

This protects you if items you add to your car get damaged; we pay to repair or replace them. We protect accessories like stereos and TV equipment, navigation systems, phones, custom grilles and spoilers, and custom paint.



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