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American First Insurance Company


If and when you have an insurance claim, you’ll discover that “prompt and satisfactory” are commitments we take very seriously. Founded in 1911, we have been insuring Hawaii’s residents and businesses for over a century. Because of our longevity, we understand the unique insurance needs of our customers and are equipped with the local knowledge to provide fast, professional, and courteous service.

Key Advantages for You

Convenience
Get all your personal and business insurance protection from one local insurer. Our products are represented by a large statewide agency network, featuring 27 independent agencies.

Peace of Mind
Insure with the largest property and casualty insurer headquartered in Hawaii, offering superior financial strength backed by an “A+ (Superior)” rating from A.M. Best, with policyholder surplus of more than $288 million as of December 31, 2014.

Creative, Custom Solutions
Our brokerage operation, First Risk Management Services (FiRMS) finds solutions for non-standard risks.

Local Service
Resolve your claims quickly working with qualified, local claims adjusters.

Firmly grounded in local culture, and dedicated to the success of Hawaii’s people and businesses, First Insurance actively contributes to the communities it serves through community leadership, service and charitable contributions.

First Insurance Company of Hawaii (FICOH) is a member of the Tokio Marine North America (TMNA) group of companies.

2015 Financials
Gross Written Premiums $224, 371, 043
Net Income $13, 931, 062
Total Admitted Assets $639, 934, 836
Liabilities $364, 986, 111
Policyholders' Surplus $274, 948, 725
Combined Ratio


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