Auto Insurance

Online car insurance quotes Canada

Find lowest rates for free!

1: Complete a Car Insurance Quote

To lock in the extra savings you may be entitled to on your car insurance, the first step is to fill out our easy, step by step quote form. The entire process can be completed in 5 minutes and at the end you are instantly provided with the lowest Canadian car insurance quotes available from our network of licensed Ontario insurance professionals. It really is that simple. Our unbiased search technology compiles your information to retrieve the rates from more than 30 Canadian insurance companies and help find you a lower insurance rate. Try it now & join more than 1 million Canadians who have used our service to lock in car insurance savings.

Rates Comparision

2: Lock In Your Insurance Savings

Once you have your quote, the next step in the process is to lock in your savings by speaking to a professional insurance broker or agent directly. puts you in touch with a licenced professional in Ontario who can help get you setup with your new policy. We make the entire process of shopping for Ontario auto insurance quick and easy so that you can get back to your day. Life can be busy and complicated. Shopping for the best car insurance doesn’t need to be. Not anymore.

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3: Stay Informed All Year Long

Saving money on your insurance today is a great start, but why not extend the benefits beyond your initial quote. can actively monitor our extensive network and alert you when a better rate becomes available for your driving profile. Our rate alert service is free, non-intrusive and occurs every 3 to 6 months depending on your preferences. Just like mortgage rates, insurance premiums can change frequently. We will make sure you are always informed – for free, and we will even remind you when it’s time for your next auto insurance renewal.

Car Insurance In Ontario: Things You Should Know

Shopping for Ontario Auto Insurance Quotes

The rates charged by different Ontario car insurance companies to insure the same car and driver can vary by hundreds and even thousands of dollars, so it pays to shop around. The key is to find the insurance company that has the lowest rate available, but with so many companies, calling around to get comparative quotes is a lot of work and takes a lot of time. This is where getting instant online auto insurance quotes which compare the rates from a broad cross-section of the available insurance companies can help., has been providing online car insurance quotes in Ontario from over 30 competing insurance companies through its network of brokers and agents since 1994. is the best way for drivers to find lower auto insurance rates by providing instant, free, real-time quotes. Save time and money by completing an insurance quote now and get connected with our large network of licensed insurance professionals.

Ontario Car Insurance and the Law

In Ontario, if you own an automobile that is operated on a public road or highway, you are required by law to purchase mandatory car insurance coverage(this also applies to new drivers in Ontario). Third-Party Liability coverage protects you if you are held legally responsible for bodily injury, death or damage to the property of other individuals as a result of driving a vehicle. Third-Party Liability provides protection by making payment up to policy limits and pays the cost of settling legal claims if a lawsuit is filed against you. The legal minimum for Third-Party Liability coverage in Ontario is $200, 000, but most people purchase $1-$2 million.

Every person injured in an automobile accident in Ontario is entitled to receive benefits from their insurance company, regardless of who caused the accident. Accident Benefits coverages are mandatory for all auto insurance policies in Ontario according to the Ontario Insurance Act. If you are eligible, you may qualify for several kinds of accident benefits:

  • Income Replacement – compensates you for lost income if you become disabled
  • Caregiver Benefit – pays certain childcare or other caregiver expenses if the stay at home parent or other caregiver is unable to care for a child or other persons in need
  • Non-Earner Benefit – provides compensation if you are unable to carry on a normal life and do not qualify for Income Replacement or Caregiver Benefit
  • Medical and Rehabilitation Benefits – pay for medical and rehabilitation expenses that are not covered by OHIP or another disability insurance plan
  • Attendant Care Benefit – pays for someone to look after a seriously injured person
  • Funeral Expenses & Death Benefits – paid if an insured person dies as a result of an accident

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