
Cheapest car insurance reviews
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For safe drivers, Farmers Mutual was around $17 cheaper per month than State Farm. Some drivers may prefer State Farm, despite the slightly higher price, simply because of the company’s well-known name and reach. State Farm offers policies in all 50 states, so drivers who leave Nebraska won’t have to change providers. State Farm also has a larger number of discounts that may lower its prices to match, or beat, Farmers Mutual.
Cheapest for young drivers
For drivers in their early 20s.
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Young drivers in Nebraska got the best deal with Allstate or Farm Bureau Insurance in our test. The companies had identical prices, and both offer discounts for young drivers — such as those for getting good grades, attending school far from home or participating in a driver training course.
Cheapest for high-mileage drivers
For drivers who travel more than 40 miles per day.
Nebraska drivers with long commutes saved a little less than $15 a month in our study by choosing Farmers Mutual instead of State Farm. In this case, too, though, they may find that State Farm offers a better value. The company offers optional coverage that pays for car rental and travel expenses for drivers who are stuck away from home. State Farm’s discounts also may make up some of the difference in price.
Cheapest for drivers with imperfect records
For drivers who’ve had at-fault accidents, DUIs or moving violations.