New Financial Instruments for

Mutual Insurance Companies


With proven reliability since 1847, Southern Mutual is a property and casualty insurance company that provides full lines of personal and commercial insurance products through independent agents in
the States of Georgia and South Carolina.

Homeowners Insurance

Our Homeowners Insurance policies provide protection for your
home, and also extend to garages and other buildings,
household and personal possessions. More

Personal Automobile Insurance

Our Automobile Insurance policies provide coverage
for Bodily Injury and Property Damage Liability to others,
as well as for Physical Damage to your vehicle. More

Commercial Insurance

In recent years, we have expanded our Commercial Insurance
product offerings. We’re continuing to develop new products and
additional coverage in this dynamic segment of our business. More

Our History

The original charter of Southern Mutual Insurance Company was
issued by the Georgia Legislature on the 29th day of December, 1847.
Of the active insurance companies in the South, only the Mutual Assurance



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