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A careful driver, Rohit valued his prized possession a lot. Yet, one day after dropping Aarav to school, he was waiting at a traffic junction near his office waiting for the signal to turn green. Once the light turned green he started moving towards his office road. A rogue car driver jumped the signal by over speeding. His car crashed into Rohit’s, causing a heavy damage. Before Rohit could react the car driver escaped into the blue. Unfortunately, for him, his third party insurance policy could not cover his damages. This incident caused a huge dent in his savings.

Rohit is not alone. On an average, car drivers in India spend around 100 minutes per day on the road commuting [2]. This means, that around 7% of their day is spent in the car. What is surprising is that on an average more than 51 accidents take place in India every hour [3]. Which means the car owners are exposed to the risk of meeting with an accident every minute. Even if it is not their fault.

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